This category is for sites concerning attitudes towards managed care. Managed care is a hybrid of the insurance and health care industries. In the United States, the most well known types are health maintenance organizations (HMO), preferred provider organizations (PPO), and point of service (POS). Pure health insurance is not managed care, and the phrase indemnity coverage is often used to distinguish it. Other nations which have some form of managed care organizations include India, South Africa, and the Philippines. In some of these nations, the phrase medical schemes is used when referring to the business and insurance aspects of managed care.